唐悦

• 1:南开大学金融学院

摘要(Abstract)：

本文以2015—2022年我国寿险公司的面板数据为研究样本，使用双向固定效应模型，对寿险公司流动性创造和再保险需求之间的关系进行实证研究。结果表明，流动性创造与再保险需求显著正相关：流动性创造水平高的寿险公司，购买再保险的意愿更强。这种正相关关系在中小型寿险公司中更为显著。结合研究结果，本文提出了完善保险公司风险管理体系建设与监管政策的建议。

关键词(KeyWords)： 再保险;流动性创造;寿险公司

Abstract:

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基金项目(Foundation):

作者(Author): 唐悦

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• ① 数据来源：国家金融监督管理总局公布的2024年四季度保险业资金运用情况。https://finance.cnr.cn/gundong/20250225/t20250225_527080780.shtml。